Motorcycle Insurance in New Jersey
If you are on the market for motorcycle insurance, you have come to the right place. We take providing our customers with insurance very seriously here at Creative Risk Management LLC in Wall Township, NJ. Not only is it a requirement to hold motorcycle insurance in the state, but you are also seen as a liability and could suffer major consequences if you fail to insure your property. We offer a variety of customized options to fit your needs.
Motorcycle Insurance Requirements
If you own a motorcycle and plan on riding it, make sure that you insure it. New Jersey requires all motorcycle owners to carry at least the minimum liability coverage. You should at least obtain $15,000 for bodily injury coverage and $30,000 for each accident. You should also carry at least $5,000 worth of coverage for property damage. The minimum coverage will help cover other people’s injuries or property damage expenses if you are found at fault in an accident.
Additional Insurance Coverage
Quality coverage is the best way to protect your bike. There are various coverage options available such as:
- Medical payments- This will cover medical expenses resulting from an injury to you or any passengers.
- Personal injury protection- This will reimburse you for necessary medical expenses or lost income.
- Collision- This will take care of damages to your bike that resulted from an accident with another car or another object.
- Comprehensive- This will cover any damages to your bike that have not resulted from a crash such as theft, vandalism, and wind.
- Uninsured/underinsured- This option will make sure you stay cover if you are involved in an accident with someone who does not have insurance or not enough insurance.
- Towing and labor- This will reimburse you for any expenses resulting from towing and labor if your bike were to break down or if you are involved in an accident.
Contact Us
For quotes, visit our Creative Risk Management LLC website. We are located in Wall Township, NJ.
